Hello everyone,

I sell some small handmade items and digital works.

I'm looking for a Merchant of Record (MoR) platform that:

• can connect to Visa/Mastercard or a personal PayPal account

• has a customer support channel available when needed

• allows me to create payment links or embed payments

I've already researched most of the well-known MoR platforms, such as Paddle, LemonSqueezy, Gumroad, LiberaPay, etc., but they all require a Stripe connection, which I cannot create from my country because Stripe is not available here. Likewise, I don't know why my PayPal Business account is not working, and contacting PayPal customer support has been frustrating and difficult. They don't provide an email support channel, and every time I contact them through chat or phone, the process is inconvenient. They are also very slow and inflexible when support is needed.

I've also tried Ko-fi, Buy Me a Coffee, Payhip, Tiptopay, etc. However, they are not Merchant of Record platforms, so my real name can easily be exposed to customers.

I've been having stress trying to find an MoR solution that fits my needs and circumstances. Thank you very much if you have any useful information to share.