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LPT: When applying for rentals, freeze your credit
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The original was posted on /r/lifeprotips by /u/Responsible_Lake_804 on 2026-08-15 02:11:31+00:00.


At least in the US. Rental applications can ask for a TON of personal information (such as SSN for background check). I just learned this almost the hard way, where things got sketchy after I met the landlord, toured the house, and filled out the application. Landlord wanted a Zelle transfer before I saw a lease. I told him I’m ready to make the security deposit as soon as we have a signed lease agreement. He’s been pushing it off day by day, so I froze my lines of credit.

You can very easily and quickly freeze and unfreeze your Transunion, Equifax, and Experian credit and it will not negatively impact anything on your credit or in relation to a pending rental application. However, if someone is trying to steal your identity, this is a critical prevention step you can take.

Don’t wait until it’s sketchy! If you’re looking to move, just do it!

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