I'm starting to go back to actual cash

That's my next step

Walt is in early access and hasn’t completed an audit yet and curve along with all the other middleman fintech companies has a storied history of data breaches and godawful customer service regarding chargebacks and fraud that skirts bank regulation.

I’m not gonna fight you about this. If you wanna post a tankie wall of links style reply to convince everyone that the best of the fintech middlemen and the early access no employee company are on the up and up you should do it.

I hope they work well for you and you encounter no negative consequences.

What do you use?
I tried stuff like revolut but it just tries to forward to google wallet, which will not work

I use Curve right now. Walt is an up and coming alternative.

Question: what's the big advantage of using these over your devit card or cash?

This almost sounds like you’re saying it’s a good thing that the fintech company you gave your card info to has to argue its case for committing or abetting fraud with Lloyd’s of London who is its owner and has a vested interest in it successfully committing or abetting fraud.

I used to just have a silicon case around my phone, with the banking card clamped between it and the phone: functionally the same, without any technical dependencies.

Only advantage i can think is losing your wallet with all your cards inside and cash. Otherwise I agree with you there isnt a whole lot of differences

Hm okay thank you, didn't know that could even technically work, thought it must go through google in any case to work.

Nice that it works, but with those reviews (trustpilot) they will not get any of my money soon, I rather stay with cash.

Yeah, Curve's support is non-existent and it was a ROUGH on-boarding but it now works without issue. I'm satisfied.

They've not got any of my money either, they're just an intermediary and not taking a cut of any transactions. I don't bother with any of the perks and extras if you pay them.

I guess they're making money from me by selling my purchase history?? I'm not too bothered because all the big transactions are done by physical Amex card, which Curve doesn't cater for.

Conversely you can also get locked out of your Google account and lose access to your Google Wallet and everything else it encompasses.

The only time privacy is a concern is when you add your card to your watch. You need a Garmin account. Through that, you add your card. The process or adding a card is an integration between your bank and Garmin. Garmin will request a card token that gets installed on your watch. Once that is done, delete your Garmin account and use GadgetBridge for your watch sync. Using your watch to make payments after the card token is installed does not make calls to Garmin. The POS terminal will recognise its a card from your bank and send the auth request straight as if it's a physical card.

Use cash or cards. But there's something called https://walt.is/ ... no idea if it's OK or a scam, really. Still in beta stage, and you need to join the waitlist.

Yeah, sure. I got as far as finding out my financial institution is not supported so I don't know much about it.