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If you suddenly had 5 million dollars today, what would you do with it?
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AuthorMessage
witness_me lemmy.ml witness_me@lemmy.ml
Joined: 2025-06-19
#52 · Quote Reply

I’d retire.

7
eldavi lemmy.ml eldavi@lemmy.ml
Joined: 2023-07-18
#53 · Quote Reply

Move to China

after i pay for language lessons and start talking to real estate agents who know what the term "community bottoms" means. :p

2
ByteMe lemmy.world ByteMe@lemmy.world
Joined: 2024-02-21
#54 · Quote Reply

Exchange them with euro.

4
Xuntari programming.dev Xuntari@programming.dev
Joined: 2023-06-18
#55 · Quote Reply

I'm a developer and I love it, but hate the current state of the field. I would quit my job and start my own company. It would be a lot less scarry if I didn't have to worry about making money. I could just make the things I wanted.

8
djsoren19 lemmy.blahaj.zone djsoren19@lemmy.blahaj.zone
Joined: 2025-01-13
#56 · Quote Reply

Leave my country, buy an old decrepit spooky mansion in a non-Western country, and spend the rest of my days pretending to be a ghost whilst using the remaining funds for small acts of charity for the nearest town/village. I wanna see if I can create a legend.

7
ehxor lemmy.ca ehxor@lemmy.ca
Joined: 2023-06-07
#57 · Quote Reply

I'll tell you what I'd do, man: ten chicks at the same time, man.

9
stiephelando discuss.tchncs.de stiephelando@discuss.tchncs.de
Joined: 2024-05-22
#58 · Quote Reply

I’d retire.

Same

1
ThuggyG piefed.ca ThuggyG@piefed.ca
Joined: 2026-02-06
#59 · Quote Reply

Pay off our mortgage, pay my wife’s student loans, give my parents $1M, buy my sister in law a home to live in rent free, save the rest for my baby girl, 50k invested for all my nieces and nephews, and have another baby.

3
atopi piefed.blahaj.zone atopi@piefed.blahaj.zone
Joined: 2025-07-19
#60 · Quote Reply

Get 3 week early access to the episodes of a youtube series

2
Olhonestjim lemmy.world Olhonestjim@lemmy.world
Joined: 2023-09-28
#61 · Quote Reply

Pay off the house, and all debt, buy a Slate truck and a 30 year old Subaru. Install solar and a battery. Build an Earthship. Buy tools and other supplies at auction. Invest the rest. Shelter those in need. Tip well. Hunker down and prepare.

2
anon_8675309 lemmy.world anon_8675309@lemmy.world
Joined: 2023-09-01
#62 · (edited) Quote Reply

Put it with rest of investments. Wait a year till capital gains kick in then probably retire on interest.

4
ogmisterjames lemmy.zip ogmisterjames@lemmy.zip
Joined: 2026-08-24
#63 · Quote Reply

Invest in opening a chain of actually good pizza restaurants in San Francisco.

1
boonhet lemmy.zip boonhet@lemmy.zip
Joined: 2026-08-12
#64 · (edited) Quote Reply

Immediately invest a million into China directly for Chinese citizenship, then 4 million via wealth management companies so I and my children can live off of dividends for the rest of time in China. Even 1% dividend monthly on 4 mil is $40,000 a month.

I imagine if they ever actually do the communism thing they keep promising, you'll be on the chopping block since you'd be a capitalist by definition, and not even the useful kind (that starts a company that rakes in money from abroad).

1% monthly is also a craaaazy high rate. Guaranteed not to last for the rest of time. A tenth of that is manageable and should carry your immediate family in a low cost of living part of China no problem, allowing you to keep withdrawing when times are tough.

1
Clocks [She/They] lemmy.ml doomsdayrs@lemmy.ml
Joined: 2024-08-06
#65 · Quote Reply

I imagine if they ever actually do the communism thing they keep promising, you'll be on the chopping block since you'd be a capitalist by definition, and not even the useful kind (that starts a company that rakes in money from abroad). 1% monthly is also a craaaazy high rate. Guaranteed not to last for the rest of time. A tenth of that is manageable and should carry your immediate family in a ...

"Capitalism is when you invest, and the more investment you have, the more capitalist you are" Gootcha, whatever you say bucko.

1
echo lemmy.today echo@lemmy.today
Joined: 2026-03-10
#66 · Quote Reply

$5m would afford a solid health insurance plan monthly premium that wouldn't make that big a dent if your $5m is well invested.

That assumes that one is insurable...

0
CarrotsHaveEars lemmy.ml racketlauncher831@lemmy.ml
Joined: 2021-10-03
#67 · Quote Reply

I'll tell you what I'd do, man: ten chicks at the same time, man.

I'm not sure how I would distribute them. I just want one at each limb, one works on my scalp and neck, and one on my sore back and shoulder. Still it sounds very crowded. Let's just have two.

3
xx_punished_wolf_xx lemmy.dbzer0.com mortalblade@lemmy.dbzer0.com
Joined: 2023-11-16
#68 · Quote Reply

pay off my parents house, and fix up the stuff weve neglected. finally upgrade my ram lol

5
thermogel lemmy.ml thermogel@lemmy.ml
Joined: 2025-09-23
#69 · Quote Reply

Create a non-profit, make music, create a design studio, fund local collectives, invest on my retirement, maybe do a masters degree..

2
butsbutts lemmy.ml butsbutts@lemmy.ml
Joined: 2023-06-10
#70 · Quote Reply

mm retire i guess and dont tell anybody

3
Agent641 lemmy.world Agent641@lemmy.world
Joined: 2023-07-12
#71 · Quote Reply

Invest in opening a chain of actually good pizza restaurants in San Francisco.

I have always maintained that my concept for a pizza restaurant would work. It's called Send Pizza. It has an app with one big button, that says Send Pizza. If you press that button, they will send you a pizza. No menu, no options, no customisation .

Each day, there is a different type of pizza. If you want pizza, that's the one you can have. If you don't want that type of pizza, you don't ask for pizza from us. Vegetarian pizzas on Monday, Wednesday and Sunday.

Want three pizzas? Press button 3 times.

No more drunk decision fatigue or bickering over what sort of pizza. No more messed up orders. Simple, fast production line, because each day, staff are only making one kind of pizza, all day.

Wake up. Hungry. Send pizza.

2
Agent641 lemmy.world Agent641@lemmy.world
Joined: 2023-07-12
#72 · (edited) Quote Reply

Pay off the house I live in, put 100k in trust for each of 4 family members, buy a much larger house and hire a paid staff of 3 and 1 volunteer and make it into a free shelter for single mother victims of DV and their children, set up a trust to pay for the education of both the mothers and children for the duration of their residence, and probably buy a commercial property so my mother can open a charity shop in it as she's always wanted, and bank the rest for some interest. I'd still keep doing my job because it's not very hard. Maybe negotiate down to 4 days a week.

I'm pretty financially comfortable and so are the members of my family that I care about. I'll be inheriting two houses when my separated parents die, so I'm not really sweating for retirement money.

3
ilinamorato lemmy.world ilinamorato@lemmy.world
Joined: 2023-09-27
#73 · (edited) Quote Reply

Pay off a bunch of debt. Invest the rest.

It's a boring answer, but it's true. I've had a stable financial situation rug-pulled from under me three or four times already in my adult life. I'm sick of it.

I don't even want to be financially stable for my own sake. I want to be able to tell my kids yes when they ask to eat at McDonald's more than once a week. I want to be able to help everyone I know who needs it. I want to be able to pay for my wife to fly back home to her grandma's funeral without worrying about if I need to sell a car to pay for it.

3
Uranus_Hz lemmy.zip Uranus_Hz@lemmy.zip
Joined: 2026-03-01
#74 · Quote Reply

Pay off debts. Invest the rest structured in trust funds for my kids. I don’t got many years left. I’d rather they get it while they’re young enough to enjoy it and not let it all get siphoned away by the “end of life” care system in America.

6
dil lemmy.zip dil@lemmy.zip
Joined: 2025-06-05
#75 · Quote Reply

Pay off my parent's debt, retire them, pay off my own, spend my days reading comic books and messing around in Blender. Stay at my cheapish area, have my parents sell their house and move to a bigger one. Travel more since I'm near an airport. Avoid anything too expensive and live mostly the same lifestyle so it doesn't run out. Invest in the safest thing possible since at 5 mil youd be making 6 figures a year letting it sit.

2
dil lemmy.zip dil@lemmy.zip
Joined: 2025-06-05
#76 · Quote Reply

Pay off my parent's debt, retire them, pay off my own, spend my days reading comic books and messing around in Blender. Stay at my cheapish area, have my parents sell their house and move to a bigger one. Travel more since I'm near an airport. Avoid anything too expensive and live mostly the same lifestyle so it doesn't run out. Invest in the safest thing possible since at 5 mil youd be making ...

Ppl underestimate how much having money already keeps you rich, at 5 mil youd make at least 100k a year letting it sit, with close to the same lifestyle you have now you'd live very comfortably. Now if you start buying access to private clubs and sht, thatd run out fast.

2
Random Dent lemmy.ml CrabAndBroom@lemmy.ml
Joined: 2023-06-01
#77 · Quote Reply

I would retire. I'd buy a moderately nice place in the city I want to libe in, provably 1mil absolute max, depending on property taxes. I would then invest the remainder, ensuring that with relatively stable investments I could live comfortably on the interest going forward, with the interest covering property tax and my expenses.

Yeah that would be me too. Where I live you can get a pretty nice place for $400k+, so let's say $500k off the principal, so $4.5 million left over. If you can get, say, 5% interest on that then you're getting $225k per year for doing absolutely nothing. Even if you can only get, say 2% interest, that's still about $90k/year which is not extravagant but doable.

2
Scrubbles poptalk.scrubbles.tech scrubbles@poptalk.scrubbles.tech
Joined: 2023-06-02
#78 · Quote Reply

Yeah that would be me too. Where I live you can get a pretty nice place for $400k+, so let's say $500k off the principal, so $4.5 million left over. If you can get, say, 5% interest on that then you're getting $225k per year for doing absolutely nothing. Even if you can only get, say 2% interest, that's still about $90k/year which is not extravagant but doable.

90k a year without a mortgage is like, 150k a year with a mortgage, so that's very doable even for a decent lifestyle of traveling and hobbies. At that I would probably pick up something like bartending or something that doesn't make much but would be interesting as a part time job. Slinging beer at a brewery could be a fun way to make some spare cash

2
Anna lemmy.ml AnnaFrankfurter@lemmy.ml
Joined: 2023-06-11
#79 · Quote Reply

I'd go to your table and put it all on black

Are you going to split it afterwards?

1
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