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LPT:Set up a separate savings account you can't easily access, and name it something inconvenient like "DO NOT TOUCH — EMERGENCY ONLY"
Post Reply RetroFed Forum Forum Index » Life Pro Tips
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Lemmit.Online bot Bot bot@lemmit.online
Joined: 2023-06-18
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Link: https://old.reddit.com/r/LifeProTips/comments/1vnymwx/lptset_up_a_separate_savings_account_you_cant/
This is an automated archive made by the Lemmit Bot.

The original was posted on /r/lifeprotips by /u/ImpressiveCall3632 on 2026-08-14 05:43:35+00:00.

Sounds silly but it works. Having your emergency fund sitting in the same account as your regular spending money makes it way too easy to "borrow" from it for non-emergencies.

A separate account, ideally at a different bank so it's not one tap away, creates just enough friction to stop impulse dips into it.
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