My data has been exposed in data breaches at least 3 times now (probably more). Every motherfucking corp breached thinks they can offer credit monitoring service and that this somehow compensates victims. Bullshit. You don’t remedy data leaks by exposing data even more.

If I sign up for the credit monitoring, then yet another psychopathic entity¹ gets my sensitive data creating more opportunities for breaches. Then these motherfuckers put the credit monitoring site on Cloudflare, which foolishly forces the exposure of more data (IP address) to yet another reckless entity.

¹ all corporations are inherently psychopathic

So new rule:

Breach victims who opt out of credit monitoring get $100. They can spend that on a credit monitoring service of their choice, or just pocket the money as compensation for their time, stress and inconvenience dealing with the situation.

Victims also get an automatic right to have their credit reports deleted. They never rightfully gave consent to the credit bureaus to collect the data in the first place.